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IMPORTANT: Medicare Beneficiaries can have LIS without Medicaid. They can have Medicaid without LIS. They are totally separate programs. Medicaid is state subsidyprogram. LIS is Federal subsidyprogram.

Level

  • There are four levels of Low Income Subsidy.

  • The “Level” indicates the beneficiary’s Out of Pocket responsibilities for covered prescriptions.

    • IMPORTANT NOTE: LIS does not pay the full cost of the drug. Beneficiaries MUST have creditable prescription drug coverage that covers their medicines (PDP/MAPD) and then LIS helps pay the co-pays for the beneficiary. If their drugs are not covered by a PDP/MAPD plan then Extra Help does not help with those drugs.

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  • Levels 1-3 have a $0 deductible.

  • Level 4 has a $99 deductible (the customer will pay the lesser of the Low Income Subsidy amount or the plan’s deductible.)

Additional Information

  • Income Limits to qualify for LIS in 2022

    • $1,292.50/month for Individual​

    • $2,579.16/month for married couple living together​

  • How to get LIS/Extra Help

  • Anything else?

    • YES! There’s MORE! Medicare WAIVES any Part D Late Enrollment Penalty for anyone that is deemed eligible for LIS/Extra Help, regardless of level.

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